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Investment advisory services offered through Gradient Securities, LLC (Arden Hills, MN 866‐991‐1539). Member FINRA/SIPC. Gradient Securities, LLC (a SEC Registered Investment Advisor) offers investment advisory services under the d.b.a. of Gradient Wealth Management. Gradient Securities LLC and its advisers do not render tax, legal, or accounting advice. Ten Point Financial, LLC is not affiliated with Gradient Securities LLC. Ten Point Financial, LLC and Gradient Securities, LLC are not affiliated with or endorsed by the Social Security Administration or any government agency. The presence of this website shall in no way be construed or interpreted as a solicitation to sell any products or services to any residents of any state other than where legally permitted.